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    Local Factoring- Managing your Accounts Receivable (AR)
    Factoring is a financial transaction whereby a business sells its account receivable to FINA in exchange of immediate money. As a factor, FINA not only manages sellers’ account receivable, but also takes credit risk of buyers.
    Operating Procedure:
    1. Seller may transfer its account receivable into cash immediately without taking any risk from buyers.
    2. FINA provides better financial management to both sellers and buyers.